Indira Awaas Yojana

Government of India has started as a social benefit program to give housing for the person of rural areas, which is known as Indira Awaas Yojana. The demarcation is done among rural poor & urban poor people for a detach set of plans functions for the poor in urban areas (such as the Basic facilities for Poor in Urban). It is among the main flagship schemes of the Rural Development Ministry to
build homes for BPL inhabitants in the towns. In this plan, financial aid of value 75,000/- Rs. in plain regions & 75,000/- Rs. in difficult regions is given for building of homes. The homes are fixed in woman name or together between husband & wife. The building of the homes is the solitary accountability of the recipient & engagement of outworkers is firmly forbidden. Sanitary latrine & smokeless chullah are necessary to be built along with every IAY homes for which extra financial aid is given by Total Sanitation Campaign & Rajiv Gandhi Grameen Vidyutikaran Yojana correspondingly. This scheme is in function since year nineteen eighty five, and offers subsidies & cash- aid to persons in villages to build their homes, themselves.
Purpose
The wide idea of the proposal is to offer financial aid to few of the weakest segments of the public in order to upgrade or build a home of reputable class for their private livelihood. It is the dream Indian government to substitute all provisional (kutchcha) homes from villages of India till 2017.
Eligibility Criteria
Scheduled Castes/Scheduled Tribes, untied bonded employees, minorities & non-SC/ST rural family in the BPL class, widows & blood relation to security staff/paramilitary forces slay in battle ( without their income measure), ex-servicemen & retired paramilitary forces member living in rural regions constitute the main target set of suitable applicants for the scheme of IAY.
Implementation

IAY is an allotment based, centrally supported program financed on a price sharing basis among the Central & the State Government in ratio of seventy five is to twenty five percent, apart from North-eastern & Union Territories (UTs) states cases. Central government finance ninety percent for NE states & for UTs hundred percent fund. The finance is given to the states depending on seventy five percent weightage of rural homes shortage & twenty five percent weightage of dearth ratio. The homes scarcity is according to the authorized available statistics of Indian Registrar General based on Census of year 2001.